Benefit Basics

Wondering how PERA calculates your retirement benefit? Interested in seeing how contributing to a 401(k) can lead to a nest egg in retirement?

There's a lot to learn about retirement planning. Fortunately, we've got you covered. If you're looking for an answer to a particular question or more about a particular topic, use the links below to learn more.

Benefit Information Webinar

How Your PERA Benefit is Calculated

With the PERA Defined Benefit (DB) Plan, you’ll receive income in retirement that you can’t outlive. The amount you’ll receive each month depends on…

Highest Average Salary Tables

As you plan for your financial future, Colorado PERA’s highest average salary (HAS) percentage tables help you answer two important questions:

Member Contribution Rates

As a PERA member, you contribute a percentage of your salary (see below) to your PERA DB Plan account. Every dollar you contribute to PERA is yours.

Purchasing Service Credit

When planning for your retirement, you have the option to purchase service credit so that you may be able to do one or more of the following:

PERA and Social Security

Most PERA members do not contribute to Social Security while they are working for PERA employers.* If you are eligible for both a PERA benefit and a…

Tax-Deferred Interest

If you leave your PERA-covered job and refund your PERA member account you will receive the interest earned as part of your refund. The interest rate…

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Webinars

Learn more about your benefit by attending a webinar! These events are held weekly on a variety of topics.

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