Under Age 65 (Pre-Medicare)

PERACare offers four Pre-Medicare health plan options:

Two national PPO plans with UMR (A UnitedHealthcare Company)
An HMO and a High Deductible Health Plan (HDHP) with Kasier Permanente of Colorado (Kaiser)

PERACare also offers dental plans with Cigna Dental and Delta Dental, and a vision plan with VSP.

For more information:

Health care may be one of your biggest concerns in retirement. If you are retired, or about to retire, you may want to check out a 45-minute PERACare Information Webinar that explains the retiree health care, dental and vision plan insurance options offered through PERA.

Retiree health plans are offered for people under 65 and for people over 65 and on Medicare, so please choose a webinar based on your age. If you would like to cover your spouse and/or child(ren) and some of you are over age 65 and eligible for Medicare and others are not, we suggest you check out both webinars. We’ll cover everything you need to know including an overview of the plans, enrollment opportunities, and paperwork you’ll need to submit.